Search found 14 matches
Search found 14 matches
Page 1 of 1
- by cathycat
- Mon Mar 24, 2014 7:50 am
- Forum: Ask IVA Forum and Industry experts
- Topic: I'm uncomfortable with my IVA.
- Replies: 9
- Views: 4917
Im uncomfortable with my IVA. The whole thing goes against my grain and I want to pay all my debts off in full. I have another 19 months to go at £217. My total debt was for £34000. Its highly unlikely that I will be able to release what bit of equity is in my home since my credit will be so bad, ...
- by cathycat
- Mon Oct 31, 2011 7:10 am
- Forum: Ask IVA Forum and Industry experts
- Topic: If we went bankrupt would we lose our home ?
- Replies: 2
- Views: 872
I am in an IVA. My home is owned on a tennents in common basis (on a mortgage) with my husband. It is the cheapest monthly outgoing we have at £135 a month interest only. The mortgage balance is £166k and a local estate agent has valued it recently at around £190k. My IVA debt is £34k. My husban...
- by cathycat
- Sat Apr 09, 2011 12:25 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Equity gone up enough to pay off debts ?
- Replies: 8
- Views: 1766
Hi Cathy. From no equity to enough to pay your debts off within a year seems like an unlikely rise in a still slightly falling market. Might I ask who did both the valuations. Hi Foggy, Thanks for reply. It was just 2 local estate agents. They didnt know why I wanted the valuation. I did think it w...
- by cathycat
- Sat Apr 09, 2011 12:20 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Hi, Thanks to all who replied here.
- Replies: 5
- Views: 1216
Hi, It all depends upon your companies employment criteria - I would check with them to make sure that an IVA isn't a bar to being employed by them. What sort of job are you looking at? Hi Kallis, its a trust company who send sales people out on pre generated leads to take will instructions and up ...
- by cathycat
- Sat Apr 09, 2011 12:19 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Equity gone up enough to pay off debts ?
- Replies: 8
- Views: 1766
Hi Cathy, You would need to try and remortgage to release the equity. Unfortunately I don't think you will be able to whilst in the IVA. You could try your mortgage provider or a whole of market broker but I wouldn't bank on it. Hi Kallis, thank you for that. In that case though, how will I be expe...
- by cathycat
- Sat Apr 09, 2011 11:57 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Hi, Thanks to all who replied here.
- Replies: 5
- Views: 1216
Hi, Thanks to all who replied here. What I meant by the question is: Will the company I am to be working for do a credit search on me and disallow me from working for them if they find out I have an IVA? I have just applied for the job and I will have to undergo some screening questions with the age...
- by cathycat
- Sat Apr 09, 2011 11:57 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Equity gone up enough to pay off debts ?
- Replies: 8
- Views: 1766
hello again. Got another question: When I started my IVA last year there was very little equity in the house. I had it valued last week and it seems to have gone up: enought to pay off all my debts. I would like to end the IVA early if possible. But who would I go to to get eqiuty release? Most plac...
Search found 14 matches
Page 1 of 1
