Hi, Finally got an F&F meeting on the 21 July at 10am. Its been 2 months since I contacted my IP to put the F&F forward, and since then my stress level have gone up and up with the death of my lovely Dad on the 22nd May. I have had to phone my IP on a number of occassions as they never call me and i...

I put forward a F&F of 15k which will take it up to the 21k i owe (as I've paid 6k off) I called by IP today and I could have screamed! I wrote 3 weeks ago with the offer and asked if she had received the letter she said 'ugh'. She then asked if i was putting all of my redundancy up, which I said no...

How many F&F can you put forward if the first is rejected? My largest loans are with MBNA - and they accepted the payment break , and the other's rejected. Is it the same with the F&F is it majority rules, so if MBNA accept and the others reject then it will go ahead? I asked my daughter if she'd go...

Thanks.

Sorry, I am currently on benefits as my daughter was born in 2009 so have not contributed since June 2009

I was on £2000 per month, I had a 2 year payment break for maternity leave/career break and was due back May 2011. Clarification on the amount please. Owed 24k in total, paid 5k so owe 21k I assume that I would pay this amount back (not the agreed IVA reduced to 21k - so if continued paying then wou...

Hi, I am putting together a letter for a full and final settlement to my IVA (with DebtFree Helpline. The advisor at DFH said that when putting in the offer I should include that I need living allowance to get me through. I have redundancy of £26k, My debt was £24k, IVA agreed £21k. Ive paid £5k...