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by beccyboo
Thu Jun 30, 2011 3:55 pm
Forum: friends corner
Topic: IT's OVER1
Replies: 8
Views: 1922

[:)]Today I made my last payment! It feels fantastic! My IVA commenced June 2006 and I was distraught at the prospect of making 60 huge payments over the next 5 years. But now it's over and I just wanted to say to anyone who feels like I did 5 years ago, you can do it! I wish you all good luck! My o...
by beccyboo
Sun May 08, 2011 2:15 am
Forum: Ask IVA Forum and Industry experts
Topic: newbie member - saying hello
Replies: 13
Views: 2139

I am in the last month of my IVA. When we first applied I was terrified at the prospect of massive monthly repayments for 5 years, and also the stigma. Let me tell you, 5 years has gone in the blink of an eye, I am proud I have sorted my debt out and am soooo looking forward to a debt free life. My ...
by beccyboo
Sat May 07, 2011 9:13 pm
Forum: Disputes and IVA Mediation
Topic: Grant Thornton
Replies: 34
Views: 13899

Grant Thornton have now provided a schedule of payments. I made my first payment by cheque 01/06/06, IVA accepted 22/06/06. First standing order payment 31/07/06. Schedule shows 59 payments but I made another payment 28/04/11 making 60 payments. 1 payment 28/12/07 was a reduced payment because they ...
by beccyboo
Mon Apr 25, 2011 1:21 pm
Forum: Disputes and IVA Mediation
Topic: Grant Thornton
Replies: 34
Views: 13899

Have now found letter dated 5 December 2007 from GT telling me I had over contributed as I made a payment before the IVA was approved (as I was asked to do). The letter asked me to make a reduced payment for December. However, I am correct that I have made 59 payments so far. Can GT make me make 61 ...
by beccyboo
Mon Apr 25, 2011 7:07 am
Forum: Disputes and IVA Mediation
Topic: Grant Thornton
Replies: 34
Views: 13899

This week I make my 59th payment. 1 to go, or so I thought! When speaking to GT they informed me my last payment is due in June. Prior to the creditors meeting when the IVA was set up we made an initial cheque payment. At Xmas 2008 (I think) we were told we made a double payment when the IVA was set...
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