Hi, thanks for the replies. Checking my credit file with Equifax the dates on all my creditors don't really match. A lot state the court date for the default and the satisfied date of October when the paperwork went through however a few have a default date much later i.e. (10/2005 sat 01/2007) or (...

Hi, I've completed my IVA started at the court date 28/07/2005 and satisfied 06/10/2010. This was actually over 5 years due to time to finalise paperwork after my final payments were cleared. My question is about my credit rating as I want to apply for a mortgage this year and have been saving for m...