Good Afternoon all, I wanted to make a post to thank Ryan and his team at Zebra Money. After completing my IVA almost 3 years ago, I am now a first time home owner and this could not have been possible without the fantastic help of Ryan and the guys at Zebra. We would never have had this opportunity...

Thanks Ryan, i will do just that.
I think i spoke to you actually last year sometime.
I will send you some details via email
Thanks again

Morning Foggy, thank you for this!
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Hi Ryan,

Many thanks for responding, how is best to contact you?

Thanks

Hi all, is there any one out there that can put me in touch with a mortgage company or independent broker that will consider accepting me on a first time buyer mortgage? I completed my full IVA in June 2011, it was then taken off my credit file after i chased it with the credit companies almost a ye...

Hi Guppy,
Harpic is right, i basically photocopied my completion certificate and send to the credit controllers of the 3 main credit agencies.
It can take up to a month for them to change you file, but worth calling them a few weeks after to make sure they received it ok.

Thanks Lesley, i would have struggled without the forum. Anyone in financial difficulty i always advise they get on here!

Morning all, As of yesturday it was 6 years since the start of my IVA, so...i had a look on my credit report and the defaults and IVA was still on there....so i wrote an email for the changes, and today (without any reply so far from my email) everything has dropped off it seems automatically. And m...

Thats great news thank you Michael

Morning all, I am in the process of starting a new business with a friend and we have plans for it all to start in September. We are at the stage where he returns from holiday next week, and we need to meet with a bank to get our business bank account open. I would like to know if the fact i have pr...

Good Morning All Forumers (if thats a word), This coming saturday 23rd June will mark my 6 years from the very beginning of my IVA. So, what i would like to know is (because i am so very impatient) will it just disappear from my credit file? I will be checking on experian, but i want to know if it s...

cheers guys!

thanks guys thats really helpful. I have stillmanaged to have a clean mobile phone contract running throughout my IVA and current, i have also got a credit card i was accepted for 2 months back, so i can use a small amount and pay straight off, help the rebuilding so hoping it wont be too bad! The l...

Afternoon all, I finished my IVA in june last year, got my completion certificate in october and since then have been getting used to life without an IVA, which is much better than life with one, but it did teach me a lot of lessons! I actually pushed my luck a couple of months ago, i applied for a ...

Good Afternoon All! I have a quick question and hoping for a good response if anyone can help answer it would be most appreciated... On the 23rd June 2012 it will have been 6 years from the start of my IVA, so in effect then it should automatically drop off my credit file. I am currently setting up ...

Dont worry Kallis, honestly problems do come up but we learn to get through them, and when you do there no looking back!

Keep me posted on here how its goin! I will return when i can to continue to offer my support!