Search found 15 matches
Search found 15 matches
Page 1 of 1
- by Timmylad
- Tue Sep 04, 2012 2:39 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Declan at Debt Free Direct
- Replies: 34
- Views: 5926
I have only posted on here a few times but from reading many other posts i could see that Declan was a very well respected member of the forum who went out of his way to help individuals. I myself am with DFD and am appalled by the level of service that they think is acceptable to customers. I perso...
- by Timmylad
- Sat Jul 21, 2012 9:01 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Declaration of solvency on Insurance quotes sites?
- Replies: 21
- Views: 5383
This is an interesting one regarding insurance. I recently renewed my car insurance with m&s and prior to doing this used a number of comparison sites. When i checked my noddle credit report it shows all the companies that have recently made searches on my credit report. Now if i was to go in to a b...
- by Timmylad
- Wed Jan 04, 2012 8:45 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Unsure what i have to do.
- Replies: 4
- Views: 1082
I am in a joint IVA with my partner and at the start of december she lost her part time job. Although it is tight we are still managing to make all payments and she is actively looking for employment every day. Do i need to tell my ISP or should i just continue to pay each month. Like i say it is ti...
- by Timmylad
- Mon Sep 26, 2011 8:54 am
- Forum: friends corner
- Topic: I owe unpaid tax :-(
- Replies: 3
- Views: 1375
I am now into month 4 of my IVA and all is going smoothly at the moment, however i have just received a letter from Revenue and Customs to say that in 2008 i didn't pay the correct amount of tax and that i owe £808 I have just spoken to the lovely people at Revenue and Customs and the guy i spoke wi...
- by Timmylad
- Mon Jun 20, 2011 9:37 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Pre Payment Credit Cards
- Replies: 9
- Views: 1856
Hello everyone, i am looking at getting a pre paid credit card, the ones a bit like a pay as you go phone, where you can only spend what you have put on it. Its just so i can purchase items online. I have seen one called Orange Cash which looks really good. They say 100% acceptance guarantee and No ...
- by Timmylad
- Tue Jun 07, 2011 11:06 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Booking a holiday
- Replies: 29
- Views: 3393
Thanks for the swift reply. We are learning to appreciate money so much more now and just didn't want our ISP or creditors to think, hang on if they can afford £x for a holiday then they can afford to pay more into the iva
- by Timmylad
- Tue Jun 07, 2011 10:59 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Booking a holiday
- Replies: 29
- Views: 3393
Ok so i am in month 2 of 60 of my iva and get married in 13 weeks, we are actually doing really well and i enjoy the fact that i have no overdraft or credit card. Our amount for food is nearly £90 per week (ideal for a small family with a little 3 year old) We have managed to save a bit and hope in ...
- by Timmylad
- Mon May 16, 2011 7:49 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Things are starting to fall apart
- Replies: 39
- Views: 5205
Hi Kallis3, thanks for the welcome! My partner and I went through Debt Free Direct, i did a bit of research before and they seemed to have good reviews. From the first phone call on a rainy night in March through to now they have been very good. One thing i liked was the fact they send a courier to ...
- by Timmylad
- Sun May 15, 2011 10:00 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Things are starting to fall apart
- Replies: 39
- Views: 5205
Hi Darren, I'm new to this board and have just entered an IVA with my partner of 12 years. My parents struggled with money when i was a child and i can remember debt collection companies and bailifs coming to our house. I always swore i would never get in debt but a few years ago my partner lost her...
- by Timmylad
- Thu May 12, 2011 1:37 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Comensation payout
- Replies: 6
- Views: 1585
Thanks everyone for your prompt replies, I am doing well now with no lasting damage. I just called the company who deal with my IVA and they have said that my creditors will get a small amount from the payout but i will be able to keep some of it.
- by Timmylad
- Thu May 12, 2011 8:16 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Comensation payout
- Replies: 6
- Views: 1585
Hi there, first post here from an IVA newbie. I am only in month one of my joint IVA with my partner and hope someone can give me some help with a question i have. At the beginning of last month i was the victim of a violent crime and the person responsible has just been sentanced to 21 months in pr...
Search found 15 matches
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