just had a text from someone, saying the goverment has introduced a dept settlement order, does anybody know what this is ?

thanks kallis3, and to you all for your valid advice just trying to get a better pic in my mind before taking the plunge and making calls to see whats best to do, its still a worring thought and telling the wife, dont know which is worse,can i just ask anyone, was the iva right thing for you, was th...

how does a dmp work? and whats the pros and cons ? do i have to front the costs of the iva , dmp. being self employed how are the repayments set? do you have to submit accounts?

does anybody now how it works with bank accounts, i have 5 ,one is 2000in the red, one is an isa with 200 in ,the rest certain d,d come out of ,?

thanks for all your replys,its taking that first step to deal with it all, can you reduce the time of the iva term ? or is it set a 5 years ?i have been looking at pros and cons , i have a personal loan of 10,000,never defaulted i brought a car with it ,had the loan 3 years now can they possibly tak...

i have 20000 of dept approx , 10 creditors , im in shared equity housing, trying to find 500 amonth on depts , things are stating to fall apart, looking for help and advivce !