Search found 346 matches
Search found 346 matches
Page 1 of 24
- by everhopeful2011
- Tue May 27, 2014 5:58 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Mortgage
- Replies: 1
- Views: 1722
Our mortgage deal is due to finish and I have rang today for us to go and see a mortgage advisor at the Halifax. Our mortgage is already with the Halifax. We also have 2 secured loans, one with the Halifax and one with First Plus. We are looking to put the 2 secured loans onto the mortgage with hope...
- by everhopeful2011
- Tue Apr 22, 2014 7:58 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Cleaning credit report
- Replies: 5
- Views: 2591
Hi I wonder if anybody could please give me some advice. I am trying to clean up our credit report as we finished our IVA last June and received our completion certificate at the end of November. It was 6 years on 27th Feb since we started our IVA therefore it has dropped off credit file. I have sti...
- by everhopeful2011
- Sat Apr 12, 2014 11:50 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Credit Report
- Replies: 4
- Views: 2699
My husband and I are trying tour credit after receiving our completion certificate at the end of November 2013. Our 6 years ended on 27th February 2014. On checking both of our credit reports we both had one debt still showing as a default. Both of these debts were included within the IVA. Mine was ...
- by everhopeful2011
- Wed Mar 12, 2014 12:22 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Credit again
- Replies: 17
- Views: 3587
Yes we are homeowners and we are just about at the end of our mortgage deal. We were hoping to get another deal with them as our fixed rate is coming to an end. If we applied for a payment break would that affect us being able to obtain a new deal. We also have 2 secured loans which we were hoping t...
- by everhopeful2011
- Wed Mar 12, 2014 12:12 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Credit again
- Replies: 17
- Views: 3587
Sorry I meant to say we finished June last year and our 6 years ended in Feb 2014 therefore it came off our file. I am a civil servant so no chance of an employee loan and husband couldn't either. Nobody to assist us financially unfortunately. On a separate note we had a restriction on our home with...
- by everhopeful2011
- Wed Mar 12, 2014 12:04 am
- Forum: Ask IVA Forum and Industry experts
- Topic: Credit again
- Replies: 17
- Views: 3587
Hi again Is anybody able to give any further assistance on this. It is not a new boiler we need but a new cylinder/hot water tank. It is going to cost around £1200 and with 3 teenage boys in the house we desperately need to get it done. The heating is staying on all of the time and making a funny no...
- by everhopeful2011
- Sat Mar 08, 2014 11:11 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Credit again
- Replies: 17
- Views: 3587
Hi Everyone Feeling gutted today. Hubby went into the Nat West Bank today which is where we hold a basic bank account. He asked if there was any chance of obtaining a loan for them to fix our heating system. The answer was No Chance. You need a regular bank account to even apply for a loan and there...
- by everhopeful2011
- Thu Mar 06, 2014 9:42 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Life after an IVA
- Replies: 5
- Views: 2254
Our current mortgage is with Halifax and we owe approx £80000. We also have a secured loan with them of around £18000 and another secured loan of around £20000 with another lender. We have been able to get other mortgage deals with the Halifax while in the IVA. How likely are we to be able to remort...
- by everhopeful2011
- Thu Mar 06, 2014 6:53 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Credit again
- Replies: 17
- Views: 3587
Hi Our IVA finished just over 6 years ago and has just dropped off our credit report. Our heating as broken and we need to replace the boiler which is going to cost £1500 to replace. Does anyone know if we will be able to get a loan somewhere and how we go about it? Any help would be really apprecia...
- by everhopeful2011
- Wed Mar 05, 2014 9:43 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Life after an IVA
- Replies: 5
- Views: 2254
Hi I was wondering if anybody could give me some advice please. We had our f & f settlement agreed end of June 2013 and we received our completion certificate December 2013. Our 6 years in an IVA on 27 February 2014. Does anybody know the chances of being able to remortgage as our fixed rate is comi...
- by everhopeful2011
- Thu Feb 06, 2014 10:40 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Cleaning credit file
- Replies: 9
- Views: 1866
Hi We have finished our IVA and received our completion certificate in December. I registered with Equifax and Experian for a free 30 day trial and they have both now taken a first payment of £14.95 each. I have sent a copy of our completion certificate to Experian following a telephone conversation...
Search found 346 matches
Page 1 of 24