I know it may be reasonable but if you think about your creditors, why do grant Thornton and EIC ( same company) get 35percent and then 25 percent of what your creditors should be gaining. At least we know how they make their money!!

Hi foggy! But surely this should be mentioned in your full and final agreement as new paper work outweighs other previous paper work. Well it does in other legal areas!! I just want the creditors to get the best return without other people taking cuts. Your full and final is the final document so it...

Hi foggy, surely this should be mentioned in your formal full and final document agreement though. As this document being the most recent will out way any you have signed previously. Not totally sure how it works, but this is so with any other formal documents. I just want the creditors to get all t...

Hi Mel yes investigations have been going on for months but why no mention in my full and final agreement

Had my f and f agreement from grant Thornton today, all signed and sent to all creditors. Just wondering why no mention of all the PPI they are claiming as part of the f and final agreement. Surely this recent agreement takes over from the ones previously signed. Is there any lawyers or solicitors o...

Well done Mel , your advice is always valuable, you make people see sense, calm worries and explain things in a way people understand. You deserve this !!

Hi there, just to let everyone know, we had our f & f accepted finally today. THANKYOU to GT for fighting our corner, I know we have ups and downs but they secured it in the end. THANKYOU to my mum and dad too for the loan of £3000 that finally clinched the deal, this is the only credit I intend to ...

Hi there after refusal of f&f last week offered GT 3000 more, they said it would go by email Thursday night would here back from creditors on Friday and today and would definetly let us know today so we didn't worry, surprise surprise no phone call to say. I also sent 10 emails last week to customer...

Hi there just to let you know you are allowed your redundancy to top up your wage. For up to 6 months. I only know this because it has just happened to me. I kept all mine because I couldn't get another job. So this money can top up your minimum wage money. Don't know if this is of any help or not G...

THANKYOU Michael, wish my iva was with one of the better companies, wondered if Mel would comment or foggy but they haven't as yet. I know everyone is just guessing in what they say. Thanks anyway everybody

Yes we are still in adjournment so they said we should know something by Monday. I still can't get hold of my own IP though, I am just talking to anybody in variations. Good old grant Thornton. There is no one from there on here anymore is there? So cannot get direct help? Carol has disappeared? I d...

Well phoned up today and offered the 3000 extra on top so that's now 14000 of 26000 don't think there's much hope do you. Suppose it's more than they would get if we go bancrupt!!

Advice please, we had our full and final rejected last week, spoke to grant Thornton, they said they are so sorry nothing more can be done! We have to go bancrupt!! My mum has just offered 2500 pounds as extra to the full and final we offered originally which was just what we have paid so far. Does ...

Thanks foggy

Our outstanding debt is 15000, thanks foggy. I wish someone could just tell me straight, got loads of conflicting advice
Thanks foggy