We are with Clear Debt.We had a clause in our arrangement that we would have to remortgage to release £10K each in year five. Our paperwork says that if we can't do this then we will have to pay another twelve months in lieu of equity. Like others on here, we can't get a mortgage anywhere, and they ...

The only contact I have had is from my case worker. I think they only took over in Sept as the previous contact seems to have disappeared. They claim that they can't find any of my paperwork, even though I got a confirmation e mail at the time of submission. I have re sent it again along with the ne...

Hi Paul no I havent had to reduce my payments, in fact they have increased in year two and three. I have tried arguing with the IVA company, but they just ignore my side and keep insisting that I have no option. It clearly states in my paperwork that the creditors have the option to increase the IVA...