Hi, just wanted to close this off and confirm that my offer of 9.5k was accepted as full and final settlement a couple of weeks back by all 7 companies on my IVA. Just awaiting the relevent doc's to come through but now debt free, with the exception of my mortgauge, although I do have a chunk of equ...

I suggest that you pay a further five months at the current contractual level and then offer the £10k. Whilst the offer at first glance seems good, you don't really seem to have good reasons for exiting the IVA early, and with those extra payments it almost gets you to the figure you need. In some ...

Just curious why you have a 6 year IVA ? - as there is not an equity clause into your proposal. Is there a minimal divident stated? I was provided with an option when taking out the IVA, go 5 years and have a clause on the equity or go 6 years and have my house protected. Not 100% on the minimal di...

Hello all, great site and found the info on here very useful when going into my IVA a few years back. I'm now back for a little advice, it’s around settling my IVA early, I know this question has asked many times I have searched and gone through a lot of the posts, however, just wanted to put my spe...

Thanks again for the additional feedback but this still doesn’t really answer my question, which is, are there any procedures that a Solicitor dealing with a Will and payments of monies check anything to identify if someone is insolvent? I’m not trying to do anything underhand here but I see my fina...

Hi Let your IP know and they will advise you of the process. How much will you receive ? Regards Thanks Andy for the quick reply, not 100% on the amount just yet but there wont be enough there fore full settlement. However, I would still like to know if there is a process at the Solicitors when dea...

Hi, just joined the forum to try to clear up a query, hope someone can help! I will shortly be coming into some money from a relative that recently passed and I'm a good way into an IVA. My question is around notification to the people who are dealing with my IVA of this money. Obviously the details...