<t>I have completed my IVA in full and in September it will be 6 years since my IVA was accepted its been a long haul but I'm out the other side now.<br/> My question is how do I now help repair and increase my credit rating? i.e. should I write to all of my past creditors asking them to update thei...

<t>Post IVA question.<br/> <br/> It will soon be 6 years since my IVA was accepted, I settled and was released from it 2 years ago. What are the steps I now need to take to get my credit score up?<br/> <br/> I'm assuming that on the 6 year acceptance anniversary the IVA mark will be removed from my ...

Update.. My IVA settlement offer was accepted however EIC now have to check if I have any PPI outstanding. I have already done this myself 2 years ago and passed on my findings to GT but it has to be done by an official company such as EIC. EIC seem to be dragging their feet a little and I cant even...

I made an early settlement offer on my IVA which was accepted by my creditors in January 14, during my IVA period I chased up and I was successful in claiming back a few hundred pounds of PPI money which I passed over towards my IVA however before I get released from my IVA another company have to o...

I have spoken to my IP regarding early settlement and I can call back for a variation interview whenever I want. The burning question is how much to offer?? Remaining in my IVA is £6,260 I have no property or PPI owing. My parents are paying this for me but I feel I have to try and reduce this amoun...

Thanks Foggy, will creditors want to see a good reason why I would make an offer for early settlement?

My reason is the IVA is simply getting me down and my parents would be willing to help with the payment.

Could anyone tell me if I wanted to make a settlement offer to pay off the remaining 2 years of my IVA what amount or % of debt would my creditors be looking for?

Thank you melanie

Yes a new landlord may have objections etc, the fellow directors are not aware of my position but I will be informing them soon, I don't think they will mind.

This is the third year into my IVA I've been offered a directorship in a business which is great. If I become a director and ie, next year the business moves premises will any search the property company make stop the move because of my financial position? The same if I am named on the business bank...

Im now in my IVA second year. A business opportunity has been offered to me but I obviously have no capital however talking it over with my sister she has offered to give me the capital needed. How will my IP view this amount of money going through my account? I dont want them thinking its some kind...

Im in my second year of my IVA I have a new job and a better income. My new job is over 50 miles away from my home, but the problem is my car is on its last legs and was priced in as an assett within my IVA (value £1500) So how does this work? I need a better car or I wont be able to get to my job....

Ive just finished my first year and about to start my second. I cancelled life insurance and froze my pension a few years ago, but its a very sensible thing in life to have life cover etc. My question being if I was to re-kick start my pension and take out new life cover incase the worst ever happen...

Thank you for your advice on that one

Sorry about the confusion. Basically my IVA people have a partnership management company that try and help you claim any PPI or unfair bank charges charged by my creditors. I dont really want anyone else nosing into my past finances its been stressfull enough. I know I dont have any PPI owed to me b...

Thanks NJ

The PPI route would be a waste of time for me but going solo to ask my IVA creditors (banks) if over the years they have over charged me and can they check this out.

How would I go about asking them?