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by YipeeFreeatLast
Sun Nov 20, 2011 4:29 pm
Forum: template letter suggested by inaiva
Topic: Problems getting Experian to update records
Replies: 5
Views: 10460

Hi there, They were exactly the same with me, and sent me on a bit of a run around. I eventually lost my temper and wrote to them stating the following - "My IVA was completed on the 13 July, 2011, and if this is not marked as satisfied, it will not drop off my credit file in November, therefore, I ...
by YipeeFreeatLast
Wed Jul 27, 2011 9:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank account
Replies: 17
Views: 2295

I had a basic bank account with the co-op, however, if you ever get into a situation when you become overdrawn, if only a by a few pennies - three strikes and your out - they will give you notice that they are closing your account. This happened to me, I then went to Think Banking Pros: They basical...
by YipeeFreeatLast
Thu Jun 02, 2011 5:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Reasonable F&F offer ?
Replies: 10
Views: 1945

Hi there, Not sure if this will help or if I should say. Although under different circumstances, I offered a full and final settlement as a result of being unable to release the equity in my property because I wasnt able to get a mortgage. My creditors accepted 25% of what was outstanding. It could ...
by YipeeFreeatLast
Thu Jun 02, 2011 5:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: How does an IVA effect landlords checks and good repute ?
Replies: 2
Views: 1144

Hi Steven.dx I have just completed an IVA and am waiting for my Certificate of Completion to come through. I am also an Operator and Transport Manager (and remained so throughout my IVA) although for obvious reasons I didnt broadcast it. What I am led to believe is as I was an employee and the compa...
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