Thanks Tim will do

I'm positive I have just checked again and my wife is not on it too.

The creditor meeting was in April I just thought because I haven't signed the modification schedual yet that it might not be properly active

Hi all just one more question. My IP is telling me that we have been accepted on the IVA and it is active and has been since May but I have checked the register and we are not yet on it. I don't know if they are telling the truth or not. They have said we can go back on the DMP no problem but they w...

Thanks for all the help. I checked the IVA register and we are not on it yet so if I get the letter to them in time it might not go on and we wont have it on our credit file for 6 years.....I think

Hi all, I spoke to them today and they said we could go back on the DMP if we write a letter saying why we want to come off the IVA. They said that they will fail the IVA and send a copy of the letter to the creditors. They said they are not in the business of providing information about insurance a...

I wanted to stick with my current provider but they said they would no longer issue me with insurance. I'm with Simply Business and even though I was with them for a few years they said I was "High Risk" I have since found a company that will insure me but it will cost nearly 3x more than what I pay...

I have looked at the letter I have received and it is a schedual of modifications so I think that because I have not yet signed and returned it WE are not properly on the IVA YET. I would guess that everything is all in place ready to start and they are just waiting to get this letter with our signa...

I'm sorry for all the confusion. Yes the meeting took place and the IVA was accepted on the basis that I seek full time employment or increase business hours. We got a copy of the meeting report a few weeks ago the direct debit was already in place to go out on the 27th then I got the letter yesterd...

Basically after the meeting they said I need to seek full time employment or increase by business hours before they will accept us on the IVA. They have sent me a form to sign saying I will actively seek full time employment or increase business hours however I have not yet signed and returned it. T...

The DMP was with Gregory Pennington and it is their sister company freeman Jones who sorted out the IVA. By missing three payments would that make things worse? Would a debt management plan take us on after a failed IVA? We both feel cheated in a way because they never said that I would struggle to ...

Hi All, We were on a debt management plan for a year then they contacted us and said we would benifit more from an IVA. We have just under £15000 worth of debt. My wife is a teacher and I am self employed. Cutting a long story short they said we would pay back £150 pcm for 5 years then any outstan...

I am in a IVA and have made the first payment however I cannot get business insurance and without it I can not work. I would like to know if it is possible to go back on to a DMP.