Thanks for your response Kallis3, Unfortunately, my attempts to make informal enquiries to such companies regarding this usually leads me being offer advice I do not want, and rather than being able to discuss this with an IP directly, I usually end up speaking with a member of their staff who have ...

Hi, Please can an IP advise me regarding the following situation. As per the standrad IVA protocol, I am aware that income tax for self employed individuals must be paid into the IVA for the benefit of all creditors until the end of the current financial year. If, however, like myself you are a sub-...

Hi Shane, An uplift refers only to an increase in your standard monthly contribution. For example, if you proposed a mobile phone expense of £100 in your proposal, its likely creditors would modify your contributions up as they feel £100 is excessive for a mobile phone, therefore they would probably...

Hi Pikelander, Lesley is on the right lines. Most IP's will write in a period of 'housekeeping' months into the proposal to allow time for creditors to cash final dividend payments, file reports ect ect. If you check your proposal it should tell you how long they have to do this (it will be under th...