Hi Sued182

Both the Protocol T&C's and the R3 version have the windfall clause in, so it will apply to your IVA. GT will be able to guide you on what to do.

Hi pavel33 It sounds to me as though a dividend overpayment was made to the creditor in question at some point earlier in the IVA, so Payplan have suspended payments until the overpaid amount has been refunded to them and funds can be distributed accordingly. Doesn't help with the completion of the ...

I recommended Towergate to someone in a similar situation recently, I don't know what the outcome is just yet but they might be worth a look.

Congratulations anitajane, enjoy the bubbly.

Congratulations on approval.

Congratulations on completion Tina.

This is their home page:

*link removed*

We don't want to give them free advertising!!!

Congratulations Orange.

Congratulations 4kids.

Very glad that HM Revenue and Customs agreed to the adjournment; I thought they would, but you never know!! Best of luck with the IVA Simon.

Congratulations on approval.

Hi Simon It's difficult to give any exact details on procedure as there are variables based on circumstances; HM Revenue and Customs may decide to enter evidence at the hearing, or they may decide not to attend at all and allow the petition to be heard in their absence. In one case I prepared I reme...

Hi fateanddestiny, hope I can help. I have handled a number of cases involving bankruptcy petitions, the majority of which have been brought by HM Revenue and Customs. In these cases HM Revenue and Customs have treated the case on its merits and have been willing to consider the IVA proposal as an o...

Congratulations on approval.

One of my recent clients has been listed on there three consecutive times; apparently the IVA was approved in March, April and May of this year!!