Thank you for your reply. If the money was sent to my IP as f&f and the creditors did not accept my offer, what would happen then? There is also another small problem, while they have offered the money,the amount being £1770 it will take them until August to get this money together, they are both in...

Hi, I have just paid my last payment into my IVA, however, due to being unable to re-mortage I like so many on here look foward to another yr of payments to my IVA. Nothing new here, however I contacted my IP firm to see if it would be acceptable to do an early settlement. Of course I have no money ...

Thank you for your swift reply Melanie. The 1st IVA was Soletrader on 2008, the IVA was set up by them I was told what the repayments would be and not what could have been afforded, it was take it or leave it, I was advised to pay this amount and then go for a variation in 12 months time. That 12 mo...

Thank you for your reply. I understand that this course of action has been decided and actioned for sometime. However, is there a reason why this course of action could/should be challenged. I feel that I have overpaid on some of my debts for sometime now and only took the option of an IVA due to se...

Good Evening, my last payment due on my IVA was 8th March 2013, officially payments made 58. I still owe another 2 payments due to payment breaks over the last 5 yrs. OK no problem there. However an hour ago I received an email requesting income and expenditure ????, mortgage statement and house val...

thank you[:)]

what type of valuation do I need to get for the IP

what sort of problem ?

thank you for your reply's, could anyone tell me what the HRMC has to do with things ????

thank you for your response, but it still seems to me that anything goes, when do you get free from an IVA 1yr, 2 yrs ???????? what if you come into an inheritance 2 yrs from IVA completion do the creditors still have call on that money also??????

Hello I am somewhat confused and a little worried to say the least. My IVA is due to finish March 2013, My concerns are as follows: How long do you remain the property of the IP and past creditors after the IVA is completed. as in the case of the PPI would have been added on to the original loan/cre...

Hi Everyone It has been a while since I last visited this site. Ive just been keeping my head down and slowly going through the months. I have just received my 4th year annual report on my IVA which is plodding along so so, my query is: My IVA started in April 2008 does this mean in theory it should...

Hi

Not really computer literate, but could somebody in plain english tell me how to add a countdown timer to my profile. not having much luck

Hi TC I am also in the same boat as yourself, I have been told via this forum that you wont be able to re-mortgage no one will touch you, but you will still have to apply to at least 2-3 mortgage lenders, apparently it doesnt matter who, you have to go through the motions of applying and getting the...

Hi After reading all your post, I have to say I was completely unaware of the posts on the PPI and all the problems associated with them. I have asked via this forum b4 re PPI and claiming whilst being in an IVA and was told by several IVA IPs here in this forum not to bother claiming whilst in the ...

Hi Maya I too have just recieved a statment from Max Recovery there is no mention of VAT on mine, what it does state though is that all monies paid via IP will come of the balance without interest and late fees added. Once this Balance clears any monies paid with them go to pay these fees, let me ju...