my iva is complete. i have my completion certificate. I have just checked my credit files and several of the companies i have debt with still say my loan / credit case is still open. Do I need to do anything or will this automatically update.. It has been two months since i got the certificate. The ...

I made a full and final offer at the end of January. It took till the middle of April to get the paperwork back detailing my offer ready to sign. I have been given my creditors meeting date of 25th June today. I am still paying my monthly payments £220 a month If I had known it would take almost 6 ...

Would Payplan charge the total fees even if the original forecast was fees to cover a five year plan rather than one which would be finished in half that time.

I am getting a windfall. It is enough my iva in full. I have already paid nearly 5000 into the plan. How do I find out what is left to be paid minus my fees to payplan.

I have not calculated it properly as yet. Are you thinking that early settlement is not going to be possible for me.

I get £700 a month plus work and child tax credits. If I had to hand over the whole redundancy I could claim job seekers allowance till I found work.

I have been thinking things through and just want this IVA to be over with. I am getting just over £5000 more than what I originally owed and I have been paying into the IVA for 2.5 years. I want to make a final settlement and am really hoping that this is possible. I will concentrate on my house at...

Yeah, originally 15,600. It has actually been 2 1/2 years since I set up the IVA.
Who can I speak to about this if payplan are not giving me all of my options?

so for examples sake I get 20,000 redundancy.. I originally owed 15,600. I have paid 250 a month into an iva for a year and a half. I am not able to say here is 20,000 please can I finish this iva forever?

I am being made redundant.I called payplan today to get advice and must say I was disappointed with the "help" the advisor gave me. She persisted to tell me that I would get to keep 6 months of the redundancy money and continue with my IVA. I asked if there was the option to make an early settlement...

I am two and a half years through an iva. I have found out that I have been made redundant. I have no job to go into as yet. The money is enough to pay the total debt but I would have nothing left at all. My house is in need of some vital repair and I would like to use some of the money to do this. ...

I am in the process of setting up an IVA. As directed I have sent each of my creditors an explanatory letter and a small "token" payment via postal orders. However, i am unable to do this with my cooperative bank loan. The problem is, even though I have opened a new bank account it is too late to st...