I was told by an expert that it's difficult to claim back PPI at the end of the IVA, and can only be attempted if your IVA settled your debt completely (i.e nothing was written off) I'm sure if the PPI was mis-sold on a secured loan, this could still be re-claimed because these loans are outside of ...

I asked the IVA company in my last letter but they completely ignored that point. That's why I thought I'd check on here first what the general feeling is.

Hi ginger3232 - thanks for your reply. Our IVA company have said that we can ask the creditors to extend the agreement for 6 months and continue to make payments at the same monthly amount, but they said they couldn't guarantee that this would be accepted. As te shortfall is classed a default on the...

We're due to finish our IVA in November, but when we had the house valued, there isn't enough equity in the property to raise the additional £4000 needed to pay the 44p in the pound, we agreed at the start of the IVA (as we expected house prices to go up at some point). Are the IVA company / credit...

If you are made redundant during the term of the IVA, how much of the debt are you legally obliged to pay off out of any redundancy settlement - just the proportion you agreed at the start of the IVA eg 44p in the pound , or the whole debt. My concern is that I will have to pay the the whole lot and...