Hi, If i was in work full time then it would be about £800 when we are both earning, but the problem is i am doing supply teaching so my wages are never the same and obviously with school holidays i earn a lot less. we also seem to be playing catch up at the moment so our disposible income does not ...

Hi, thanks for your reply. We tried to put our payments on hold with the bank for 6 months as i was unemployed, but they said no, we also asked if they had any other options for us and they did not come back with anything, as our payments are £507 a month and the interest is £368, they do not have a...

we have other 50000 in debt, 41000 with one bank in unsecured loan and do not own our own home. our monthly income is 2800, should we consider an iva as we are strugling. also i have a car on finance and is wortha bout £8000 and i have about £6000 on finance if i went through with an iva what would ...