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by Bev.lg
Mon Oct 26, 2015 6:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long after completion of IVA do you recieve interest from PPI claims ?
Replies: 6
Views: 3225

Please can you tell me if you are entitled to interest on PPI we completed 2 yrs ago a recent PPI payment went to our IP £7000 of the payment is interest who is entitled to this.
by Bev.lg
Sat Oct 17, 2015 12:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: It seems the IVA will always carry on. Had my CC over 2 years ago but PPI will go to GT.
Replies: 21
Views: 4428

Thank you I have just checked that link and I am not on it but my husband is how do we get it removed and why is he still on there a year after getting CC
by Bev.lg
Fri Oct 16, 2015 7:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: It seems the IVA will always carry on. Had my CC over 2 years ago but PPI will go to GT.
Replies: 21
Views: 4428

When we received the letter from Barclays it said they knew we had been in an IVA but if we had our CC and sent it to them they will send us the cheque so we did and they sent the cheques to the debt company why? when we phoned they told us they look on line and could see we were in an IVA
by Bev.lg
Fri Oct 16, 2015 7:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: It seems the IVA will always carry on. Had my CC over 2 years ago but PPI will go to GT.
Replies: 21
Views: 4428

Barclays sent our cheque to our debt company because they said when they looked on line we are still in an IVA they said it stays on their for 6 years we completed last year that was after being in an IVA for 7yrs I though it was removed from all records after 6 yrs can someone tell me is this right.
by Bev.lg
Fri Oct 16, 2015 1:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: It seems the IVA will always carry on. Had my CC over 2 years ago but PPI will go to GT.
Replies: 21
Views: 4428

How about if you was told that if you did not sign DOA then the IVA would stay open until all PPI cases are closed (that happen a year after we made our last payment) It could be misconstrued as blackmail I wonder if they was aware of the pending court case about IP not being entitled to PPI after t...
by Bev.lg
Tue Oct 13, 2015 12:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: We completed out IVA 2 yrs ago. Now been awarded PPI. Is it ours ?
Replies: 16
Views: 4099

Thank you Barclays are actually stating in the letter that if we have a CC they will be happy to send it to us we are just concerned what the consequences are if we take it.
by Bev.lg
Tue Oct 13, 2015 12:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: We completed out IVA 2 yrs ago. Now been awarded PPI. Is it ours ?
Replies: 16
Views: 4099

Hi Lisa When we received the letter they said they knew we had been in an IVA so they would send the cheques to the IP unless we had a CC in which case if we send them a copy the cheque would come to us. We don't know what to do if it comes straight to us how would anyone know as this is obviously c...
by Bev.lg
Tue Oct 13, 2015 10:57 am
Forum: Ask IVA Forum and Industry experts
Topic: We completed out IVA 2 yrs ago. Now been awarded PPI. Is it ours ?
Replies: 16
Views: 4099

Hi Lisa does that mean the IP should be informed or do we accept the cheque but not spend it until the case in May is heard. What is frustrating is that if something is deemed complete how can it be reopened we have our completion certificate which we waited a year for because of PPI claims we was i...
by Bev.lg
Mon Oct 12, 2015 12:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: We completed out IVA 2 yrs ago. Now been awarded PPI. Is it ours ?
Replies: 16
Views: 4099

Surely if you reopen an IVA that will affect our credit again that is unbelievable that this could happen surely final should mean final and what is R3T&C we was in this IVA for seven years they decided to claim back PPI in the last year so it had to be extended when they could of actually done it a...
by Bev.lg
Mon Oct 12, 2015 11:41 am
Forum: Ask IVA Forum and Industry experts
Topic: We completed out IVA 2 yrs ago. Now been awarded PPI. Is it ours ?
Replies: 16
Views: 4099

Thanks does that mean they reopen the IVA because we have been told that it is closed all creditors agreed payments made we do not have an IP or IVA anymore this is definitely a grey area how do we know what happens to the money
by Bev.lg
Mon Oct 12, 2015 7:04 am
Forum: Ask IVA Forum and Industry experts
Topic: Barclaycard states that if we have a completion certificate they will send PPI rebate to us
Replies: 0
Views: 3770

Following my previous post thanks for your replies we didn't apply for the PPI the letter came out of the blue we made our last payment in OCT 13 but did not receive our completion certificate until Oct 14. The letter from Barclaycard offers us compensation and states if we have a completion certifi...
by Bev.lg
Sun Oct 11, 2015 9:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: We completed out IVA 2 yrs ago. Now been awarded PPI. Is it ours ?
Replies: 16
Views: 4099

Thanks for your replies we have not applied for any PPI as this was completed through our IVA we completed in Oct 13 but had to wait a year for our CC this letter came out of the blue it states that if we have a CC they will pay the cheque straight to us. My concern is can we do this as our IVA is c...
by Bev.lg
Sat Oct 10, 2015 3:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: We completed out IVA 2 yrs ago. Now been awarded PPI. Is it ours ?
Replies: 16
Views: 4099

we completed out IVA 2 yrs ago and today we have received a letter from Barclaycard one of our debtors offering us compensation PP1 is it ours or does it still have to go into the IVA
by Bev.lg
Mon Nov 17, 2014 5:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am feeling deflated. Have certificate yet told we still can't get credit 7 years later.
Replies: 5
Views: 2216

Hi Foggy It is Nat West we have been with them for 9 yrs. I have complained to their head office today they are looking into it !!!. I only went for advice not sure what to do now to improve our credit score we are still on the insolvency register even though we settled the IVA October 2013 we have ...
by Bev.lg
Mon Nov 17, 2014 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am feeling deflated. Have certificate yet told we still can't get credit 7 years later.
Replies: 5
Views: 2216

I am feeling deflated have just got out completion certificate after 8 long years went to my bank to ask if I could seek some financial advice as to how to improve my credit the lady took my card and after a while returned saying nothing they could o for us and did we realise that people that have b...
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