The debt with HMRC goes back a long way,I started the business (a pub)in 2003, I went into this business with a couple of friends/coleages but it was set up in my name (stupid i know)the vat debt gradually went up as we were putting money into the business to make it work, we used credit cards a lot...

I am looking at doing a full and final IVA with money from the sale of a struggling business, my situation is very complicated as I have a large debt as a sole trader (75k, 46 of which is HMRC)the business is now a limited company but the lease is in my name, I am looking to sell the lease (hopefull...