Dfd sent me the cheque. Can I presume that this means they are not looking to reopen my case?

Hi,
I completed an IVA a couple of years ago. I was with debt free direct. This month my ex and I both received checks for refund on PPI. This cheque was debt free , is this correct?

Hi Thanks for the quick reply,my property is worth around £80000 and my original mortgage with early repayment charge is around £61000,just hope I can get the remortgage as my property is shared ownership of which I own 40%,I believe there is an equity release clause,in which it states in yr4 to try...

I am currently in an IVA and have been for 2 years.I now think I have sufficient equity in my property to offer my creditors a full and final settlement but am unsure as to how much they would expect I have asked my IP company but all I was told was to submit an offer they could not give me a figure...