Can't believe i'm writing this. 18 months we have been waiting for the CC and today it arrive on my door mat!! I am so hoping many others receive your CC soon. It can happen....but its not an easy process :( any advice would be to keep on pushing for it...I had to do this unfortunately. It was the P...

Thank you Melanie for your post. You have made me feel a bit better about this. I have emailed the variation team and will see what response I get.

I was originally with RSM Tenon. was this change in terms to do with the "mass variation meeting"??

Thank you for your thoughts. I have emailed the variations team, but so far no response. Just would nice to get some clarity. I can't see how they could ask for inheritance or windfulls once the IVA is complete. Surely not? maybe an expert on the forum could give their thoughts?

two very different views.

I have received the Mass Varition Meeting terms and condtion's to sign from GT. One part of the wording worries me, and I wondered if anyone could put my mind at rest? It reads as follows "for the avoidance of doubt, after filing the final report the supervisor will retain all powers under the IVA s...

yes i had to ask, beg and plead for a meeting date.

yes you will need a mass variation date, after this CC should be issued. creditors need 28 days notice.

have you had your "mass variation meeting" date?? mine is 15 april and on that day i should know whether the creditors agree to the new terms and conditions. after that, I am hoping my certificate will be with me in a couple of weeks. this is what i have been told and i am so hoping this will be the...

What does sip stand for ?

Yes If I don't get my cc as confirmed by Karol in the next few months I will be following gt's complaint procedure, and then if nothing is resolved i will investigate further complaints procedures to outside bodies. Hopefully gt it won't come to this and so far Karol has been great. Fingers crossed ...

This is so depressing, so many us waiting for CC longer than 12 mths from GT...obviously the VAT and PPI has caused delays, but over anything over 12 mths is unacceptable. The lack of contact from GT is the main problem. I was told by customer service, not even they have a telephone number for the c...

Karol got back to me and is looking into my case. I am sure she will be In contact. She so far has been excellent.

Did u send Karol a email ? She's very good.

Thank you Foggy, i have the details now. Hellena how is the closing process going for you? any further developments? I am waiting for paperwork for the variation terms and conditions for PPI.