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by tangram
Fri Jul 08, 2011 10:07 am
Forum: Ask IVA Forum and Industry experts
Topic: I have finished my IVA and having difficulty obtaining mortgage
Replies: 4
Views: 1446

I have finished an IVA and having difficulty obtaining a mortgage.
by tangram
Thu Jul 07, 2011 10:05 pm
Forum: full and final settlements
Topic: Completion Certification
Replies: 9
Views: 2274

Thanks Melanie. I'll give them a call tomorrow. I think the guy who was handling the case is still there, so hopefully he'll have some memory of it. Hopefully that will speed up the process of getting a revamped certificate. I need this sorted quickly or I'm going to loose the house :-(
by tangram
Thu Jul 07, 2011 9:04 pm
Forum: full and final settlements
Topic: Completion Certification
Replies: 9
Views: 2274

That's fabulous advice. Thanks very much for that. I'll get on that tomorrow :o) Unfortunately, while the cahoot thing is undoubtedly a factor, one of the conditions of the mortgage company in question is a three year gap between the date on the certificate, and now. Because it took Synergi so long ...
by tangram
Thu Jul 07, 2011 8:20 pm
Forum: full and final settlements
Topic: Completion Certification
Replies: 9
Views: 2274

I forgot to add that even though I repaid every penny owed, Cahoot - and I've been giving them hell for three years - still steadfastly refuse to remove the credit default from my credit history. I'm still in 'default' though everyone else is 'satisfied'. I thought that was the job of the IVA admini...
by tangram
Thu Jul 07, 2011 8:07 pm
Forum: full and final settlements
Topic: Completion Certification
Replies: 9
Views: 2274

Having survived for a number of years on an IVA I managed to resolve my financial difficulties and repaid the IVA in full. The final payment was made in April 2007. I essentially forgot about the thing and got on with my life. In due course my certificate of completion was issued. I didn't pay much ...
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