Thanks Emma for your response

I really wish I had had this site when I started out because it is such a support mechanism.

I wish you luck with everything and 5 years goes quicker than you think!

Hey everybody I have posted on here once before - back in April 07 - just when my IVA was coming up for completion. A year on I still follow this site with interest purely because I wish I had had something like this when I was undertaking my IVA back in 2001 and to remind me of what I have been thr...

Hi Melanie That's an interesting question as when I first entered into an IVA I earnt £14,000, as my income has increased over the years (now on £30k and have kept my IP fully informed) my payments have increased from £250 to £610. My total debt at the start of this process was £37k but when my prop...

Hi Melanie Thank you for responding so quickly to my post. No unfortunately I will not have any deposit to put down at the moment and am considering holding back for a while to save up a deposit as my disposable Income will massively increase once the IVA is completed ( am currently paying £610 per ...

Hello to everybody to contributes to this site, I think it is brilliant and I was wish I was aware of it when I was first considering undertaking my IVA as it provides a brilliant support network. I am due to complete my IVA on the 1st May, so for everybody who is going through the process please st...