Good point ginger, wouldn't be surprised if I get more so I'll keep the next one and send it to OFT (as well as ignoring it completely), these companies remind me of vultures circling with £ signs in their eyes, I used to think the same of Right to Buy finance companies also when I worked in that li...

Hi Katie and welcome, nothing to add really beyond what everyone else has said but you've taken the hardest step and that's admitting to yourself you can't carry on the way things are and have started the IVA process. See it as a light at the end of the tunnel and as others have said here, I'm sure ...

Thanks guys, I'll continue to ignore them in that case!!

I think I've somehow managed to create two profiles on here (jackie.dd and jackieg), any tips on how I can sort this, can I just delete one of them?

Hi everyone, have a question about unsolicited IVA letters from Consumer Support Agency. I received one of these today, are they just fishing for information/business?? I've ripped it up already as my IP DFD told me to ignore anything like this. Just thought I'd ask as I'm curious what these compani...

I've not looked at mine neither since starting my IVA nearly two years ago, seems little point!! lol

I stopped answering my landline (I rarely give out my mobile number) from the time I started my IVA and any that did slip through the net I just explained I was in the process and referred them on to DFD if they still weren't satisfied. The calls do stop eventually once the IVA is up and running so ...

Yep I can relate to that totally Kazza, it is a vicious cycle with this stupid condition!! Sometimes it feels like taking one tiny step forward and 3 back immediately afterwards, impossible to control it completely. :/

Thanks Jan and Kazza - yes please, if Jan can forward your email address to me then I'll contact you about the DLA pack. I know exactly what you mean about working with the ME Kazza, it is hard work keeping it under control and this latest development has had a knock-on effect and cost me two days o...

Hi Waynie, hopefully one of the IVA experts on here can help you with this nightmare situation, there must be something you can do about the creditors, esp as you've been paying the IP in good faith all this time.

Thanks Declan, I've just spoken to someone at DFD, I'm going to see what happens re: lodger situ and contact them again if I can't find another lodger before this ones leaves. Will keep you in mind if I have any questions in meantime, I will look into what benefits I might be entitled to if I can't ...

Emma - that sounds a bit suspect to me, if your not having problems with your IVA then I doubt there's any reason to go bankrupt? Definitely speak to your IVA company before you do anything. The scenerio you mention about the guy coming to your house for a 'free consultation' reminds me of when I us...

Hi Jan, yes please, that sounds fab - email me.

Jackie

Handy to know Jan, if anything changes with edf (payments ok at the moment) then i'll look into atlantic.

Thanks Jan, that's great news as I have to pay for my current one. Will check out Co-op as they aren't one of my creditors.

I recently switched to Secure Trust Bank after speaking with DFD, the original basic account I opened at the start of my IVA didn't do direct debits and I found this a pain - this one does and its great to have this facility back again.