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by Emma.2
Wed Nov 11, 2015 10:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: I paid off my iva early about 3 years ago, is it possible to get a decent mortgage ?
Replies: 6
Views: 2867

I paid off my iva early about 3 years ago now, making it a total of 5 years since it started. Is it possible to get a decent mortgage even with this dreadful credit history?
by Emma.2
Wed Jul 13, 2011 1:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been advised to declare bankruptcy
Replies: 18
Views: 2646

Thank you everyone for your advice. Melanie my original debt was 17k and under the IVA it has been knocked down to 11k and I was originally on a DMP but decided on an IVA because I didn't fancy paying back the debt for 10 plus years
by Emma.2
Tue Jul 12, 2011 5:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been advised to declare bankruptcy
Replies: 18
Views: 2646

THe company is Integrity Financial Services based in Shropshire. A man came to my house, went through everything - a free consultation and looked at various options with me. He did make it clear that I was free not to use his company and could go bankrupt on my own
by Emma.2
Tue Jul 12, 2011 3:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been advised to declare bankruptcy
Replies: 18
Views: 2646

I am in an IVA at the moment. I have been advised to declare myself bankrupt. I owe
£11k and pay £195 per month. Please advise if this is something I should do.
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