Hi,Our IVA is due to finish on 24th December this year.We have paid all payments on time,no holiday payments and all info supplied on time.However on 7th June hubby lost his job and on 10th June he was told he needs a knee replacement and the doctor has signed him off work until after the operation ...

thanks ang ill try!
Ele

Sleep well ele, you can do no better than Melanie.

Ang
[/quote]

thanks so much feel like i might be able to sleep tonight,will fill out forms and send on thanks again ele I would be delighted to represent you. If you can fill out the forms on my website, one of my team will make contact with you tomorrow and we can start the ball rolling. I do not need to meet y...

can you do this for us? should i go via your website....do we have to meet face to face as awkward as in newish job Ele You need to find an insolvency practitioner to act for you, and then allow them to gather up more specific details about your case. This can be done over the telephone and via e-ma...

Melanie, How do we start this as if we leave it any longer it can only ge worse Please advise Thanks Ele Hi ele Well I would certainly be happy to present that for you, and debt management would take many years for you to repay and is not the right solution for you given your ages. As you say that y...

Hubby: Me Barclays 6544 Litlewoods 1723 Capitol 18980 ace 142 b/card 8009 b/card 800 b/card 8210 nat west 5387 mbna 14481 mbna 11817 mbna 6193 mint 12105 o/draft 1800 b/loan 17094 heather valley 286 Its awful

hi melanie We have worked out our in and outgoings by downloadsing forms fromm cccs....so we have £2600 coming out and £2000 going out which includes rent food all utility bills and running cost of car Could one of us go bankrupt,we really want to avoid this ands we are happy to pay longer than the ...

hi melanie We have worked out our in and outgoings by downloadsing forms fromm cccs....so we have £2600 coming out and £2000 going out which includes rent food all utility bills and running cost of car Could one of us go bankrupt,we really want to avoid this ands we are happy to pay longer than the ...

hi,
we have just worked out our finances after putting ourheads in the sand for a while.We owe £114000 with no assets(we have a caravan in france worth about £500)...earn 2600 per month between us and our outgoings are around 2000
would we qualify for an iva