Thanks Lesley

Thanks foggy I will I never thought I'd be in this situation we don't live an excessive lifestyle I'm in negative equity with my house and tbh I don't know if I'm better of going bankrupt and starting over again I can't work any harder than I am to pay the bills plus when interest rates go up I'll b...

Hello everyone I'm going to find myself in an iva or debt management soon just wondering I thought it would be one payment and that was it but reading into it further it seems they will take 50% of any extra income agreed, I wouldn't have any problem with this but as well be doing everything cash on...