Thanks Melanie. In the end I went on my own, which was a little overwhelming at first. I did manage to speak to an IP first though. The registrar was awesome though, and we spent most of the time there just chatting about random stuff. It was an eleventh hour thing though. HMRC sent the fax about th...

Hi everyone, and thanks again for all your support. I just wanted to let you know the hearing went ahead last week and HMRC agreed to a two month adjournment for the preparation of an IVA. A huge relief! I'm just hoping they'll agree to the final proposal, but as it's around 66 pence in the pound I ...

Thanks Melanie. I started the process about two to three weeks ago. I've also just sent you a message separately through your webmail.

Thanks again Melanie! To be honest I'm a little ****** off by this (to borrow your delightful way of styling these things!) Going in unrepresented when my whole professional career is in the balance is not what I'd expected - and I haven't even yet spoken to an actual IP to understand the formalitie...

Thanks everyone, and yes I will keep you posted on what happens. Melanie, I had wondered about the absence of action on an Interim Order. In your experience, given that the hearing is on Tuesday, is there any way this can formally or informally be negotiated first thing on Monday if the outline fact...

Thanks Ralph! I'm cautiously optimistic, given the reasonable return on the IVA and the likelihood of a higher amount, but as I'd have to resign from my employment if bankruptcy was awarded I'm obviously a little scared. HMRC has written to tell me they will have a solicitor in the room. I'm conside...

Many thanks for these thoughts Ralph. Very helpful indeed. I know an Interim Order was originally discussed with Payplan but I think they figured that producing an outline IVA proposal in time for this week's hearing and then requesting adjournment might be a better option. I never did ask them for ...

Hi everyone, new member here. I was wondering if anyone could help me with a question. I have to go to the High Court next week for the initial hearing on a bankruptcy petition brought against me by HMRC. I have engaged Payplan which has been working on an IVA proposal, and that's just about all com...