Thanks for the response guys. Just contacted Santander again and they are "investigating" They really are the worst bank in the world. I've lost count the amount of times I have told them the story! I would've thought that the IP could talk to them to say they are in breach of the IVA and they must ...

Guy's up until now my IP has done a good job however I am in a bit of a bind. The IVA has been agreed by all my creditors. After it was agreed i got some money that was due to me mistakenly paid into my santander account (account was included in the IVA) This money cleared the overdraft and as soon ...

Thanks for such a great response folks. This is all a bit nerve racking to say the least! My affordability each month is nearly non-existent. What comes in goes out. The amount of £16k was based on how much they thought the creditors would accept on a F&F. For my family member they said that £11k wo...

Hi Folks, I was hoping someone could help. I found an IP and have got an appointment to see them on thursday. Here is the situation, I am self employed and business hasn't been going very well over the past 18 months combine that with some bad business decisions I have debts of about £38000 on cc's ...