I think that's what i hate most, is not being able to do things with my son, especially with the hols looming!! Why should my problems affect him? You've tried so hard for so long just keep what's important in mind. Does it matter if you're bankrupt but CAN take the kids to the latest film or on a t...

Wow Malandal you really are belt tightening. Some "luxuries" are needed to keep you sane! Everything has gone up so you must reflect that in your I & E. How far in are you? Surely you can't carry on like that?

I had the same situation and the whole DLA amount was allocated to "sons allowance" and wasn't touched at all I just had to explain what the disabilty was and that the DLA was entirely for his care.

It would be a lot worse if we didn't have the IVA. We are loathe to extend but as it has been noted it would be at a lower rate. At least we both still have jobs

we currently pay £354pcm and it would be nice to pay a bit less. Obviously we're feeling it more because of the economic climate, what was spare 3yrs ago certainly isn't now - my husband has to work overtime just to keep going, if that drys up too we really are in trouble. we keep trying to reduce o...

I know that's business but when you're over half way through and the choice is move the finish line or really really struggle and gradually have less and less (not much in first place) it sticks. Don't get me wrong I know this is our own fault - no sympathy wanted - but pay and pay and pay again for...

Due to everything rising in cost and no wage increase the reviw I have just done leaves us just over £100 short of our IVA payment. i have asked the IP whether the payment can be decreased and they say the term would then rise to 6 yrs, how unfair is that?