thanks,i didnt realise i could still have a bank account,but someone mentioned having to pay £750 to do bankruptsy,i just dont have that kind of money.iv spent 8 years paying back as much as i can afford with CCCS and IVA just hoping when i finally get to talk to my IP that he will be able to help m...

i started off with a huge 22k,most of it was loan interest,now down to about 13k,i still cannot believe how i ended up in this situation in the 1st place,it makes me feel so ashamed.

but if i do bankruptsy i cant have a bank account? were will i put my wage? pay direct debits? i only have a basic account at the moment but at least i have one. and i will still have to pay whatever i can afford for a year,and after all my outgoings thats next to nothing,im just so confused.the gut...

i dont know why my name changed,i keep getting lost on here and it keeps asking for passwords and user names! bankruptcy sounds way too scary for me,i have no assets,only a car worth under £1000 to get me to work and back. my health is suffering over this,iv come so far,never missed a payment and at...

no my average wage was taken as it didnt really alter much month on month,but as times in retail are hard,my earnings have dropped at least £120 a month,im juggling and tightening my belt,back on anti depressants from all the worry,iv got a telephone appointment to discuss this in august,but i just ...

due to cost of living going up and my wage going down as i work on commission,i can no longer afford my IVA which is set at £180 a month,i have recalculated my income and out goings and i only have 55.00 spare. what can i do?