Thanks every one for advice! we are already in a DMP and have been for well over a year now .And have been advised to go into the IVA ,but this has been based on our outgoings with just my hubbys wages alone .but now that i have the chance to work i have been told its unlikely the the IVA would go a...

Hi , im new to the forum and new to all this iva stuff ,but i would realy like some advice or opinions please ! well basically me & my hubby are about to enter an iva .we have debts of 30,000 and have struggled to keep up the payments .[V]any way the thing is it would probably be the best thing for ...