Hi, my husband and i are currently nearly two years into an iva and are paying more than originally agreed every month due to two payrises. Our boiler has broken and we may need to ask for a payment holiday of sorts in order to pay for it. Will the extra money we have been paying go towards this pay...

Hi Janez, ours went through too!! I completely know what you mean about being able to enjoy life for the first time again! Here's to us x

congratulations janez x so happy for you

Hi, my husband and I also have our meeting on Wednesday. I am a bundle of nerves but at least soething is happening! Fingers crossed

I finally spoke to the firm yesterday and they admitted they had got it wrong. We have since taken further advice and decided upon another company recommended by many people. Feeling slightly better but still very nervous. Have to tell the first company today that we have decided against them,, ring...

we are supposed to be sending documents to go ahead with the iva tomorrow

Also, so worried if it's not included and we have had incorrect advice that the iva could fail based on this. Has anyone known this happen? So frustrating as there are so many companies out there and now beginning to doubt whether we are going with the right one. With it being the weekend feel so st...

Hi, it is a together mortgsge. The company we were going with was the debt people. It is a joint application and the mortgage was moved to NRAM. So worried that if it is included that the IVA will be refused.

Hi, we are currently going the iva way but I have been told by our iva company that the unsecured part of our Northern Rock Together mortgage will not be included in the iva. Is this correct?