Hi Chris,

I would also recommend checking the insolvency registor to make sure your name has been taken off

see link below

www.insolvencydirect.bis.gov.uk

I checked mind 7 months after my completion date & it was still on. A quick email & a scanned copy of my Completion Cert & they took it off

I have had some sort of result - Both Natwest have Satisfied against them now, however the default dates are still wrong - they are only 2 months out! would you just leave it now or keep trying to get it changed?

Many Thanks for your help, i'll look into the data controller route

Hi All, I'm trying to get my credit file updated as I still has 2 dates wrong (both from Natwest) I was wondering if anyone has contact details for Natwest? I have 1 for Telford (current ) & 1 for Glasgow (loan) I've now written twice to them & still now joy with them updating my file! Would it be e...

Thanks all,

I'll get the letter typed up tonight

Hi All, Bit of advice if anyone can help? I'm trying to get my credit file in order as I had a few dates which were wrong on my credit file. I wrote letters to my creditors & all of them have changed the date & mark them satisfied apart from Natwest!! I have 3 defaults from Natwest 1 credit card, lo...

Many Thanks for that [:)]

kallis3 wrote:

I've sent your email to luluj Breezerboy.

Hope she can help you out.

Hi luluj, If you could get the details that would be great [:)] We've been working out the pennies & hopefully by June next year we should have a 40% deposit Hopefully it'll be enough More than happy to share my broker details with you - he has recently said to me that the mortgage world is beginnin...

Hi All, Thanks for all your replies. I really thought my troubles were over once I completed my IVA. I knew it wasn't going to be easy getting credit after I completed my IVA, & I know it's going to takes time to re build my credit score etc.. My biggest fear now, is getting rejected for a mortgage....

Hi All, I Finished my IVA Jan this year. I'm currently getting my Credit File updated so all dates are correct etc... From reading other posts, that my file should be clean Jan 2012 6 years after the start date of my IVA. The question I have, What is my chances of getting a mortgage say next June (6...

Hi All, I'm new to this forum & hopefully someone may be able top help me. I finished my IVA this Jan 11 - 5 Years of counting the pennies but it's worth it now!! I got my Completion paperwork through in April 2011, I thought I'd give it a few months then check my credit file. I got the report back ...

Does anyone know where I may find a template as I'm a novice when it comes to these sort of letters

Regards

Paul

Thanks for the replies

When I write to these creditors, should I send them a copy of the completion letter etc..?

Paul

Hi kazzafunk

On the report it say that they'll last 6 years after the default which is good on some but these 3 would mean that my credit file won't be clear till 2013 as that's 6 years after the last default

I just thought I'd get it sorted now before the Jan 2012

Hi All, I'm new to this & was wondering if anyone can help? I finished my IVA this Jan 2011, I got my completion letter in April this year. I've just got a credit report from Experian today & 3 of the creditors default dates are after the IVA start date. one even says April 2007. Am I right in think...