Does anyone have a template letter that I can use to write to them?

Many thanks

Thank you for the replies.

So what should I do to get those defaults removed?

Thanks

I've completed IVA early by F&F. I've just received Completion Certificate and I'm wondering what are the next steps now...

Should I write to every lender with a copy of the cert to remove any defaults recorded after IVA start date?

Thanks

Yes, it's a huge relief...

Thanks again to everyone here!

Hello,

They said yes on Wednesday this week...after 14 months in IVA it's all settled...

Big thank you to Mel's team and to my parents who gave me the money for F&F offer.

Hi Melanie,

How long does it usually take to get everything sorted? Paperwork, creditors meeting etc.

Thanks

Hi Melanie,

Have you had a chance to look into this?

Thanks

Hi,

Just sent you an email

Cheers

Hi Melanie,

You're my IP

Hello, I'm in IVA since Sep 2011. I had to move out from UK in April this year. My original agreement was 57p in the #163;;. I've found job here but I'm being paid much less after converting it to #163;. So I'll have problems paying for the IVA. My parents offered me some cash to pay IVA off. They c...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Peter Hi MrsR, As Andy says, moneybarn offer conditional sale agreements on new and used cars. Conditional sale is similar to Hire Purchase and more information on it can be found at the Citizens Advic...

Hi,

I'm on IVA (just started) and I've a car on HP(3 years left out of 5).

Is there a possibility to replace it under same HP while in IVA? Or can I trade it in and take another HP? Is it possible at all?

Many thanks

It is a YES!!! It was pretty much all accepted before the meeting start time... That just shows how good Melanie's team is! A big big thank you for Tina, Tamsyn, Tomas and Melanie!!

OMG, tomorrow is the day...

Hi I was with Payplan for nearly 5 years, I owed the same amount when I left them as when I started. I left them after receiving a CCJ from one of my creditors after paying the DMP, I had no joy with Payplan to help me sort out the CCJ or anything else, in fact most times I could'nt get through to ...