This is good advice; money spent is money went, and throwing good money after bad will only appease your creditors and make a profit for your DMP company,it will only manage to pay off the intrest if you are lucky, it depends on the amount of money that you owe, an IVA is the best option, put your D...

[quote] Originally posted by lesley_ So glad the forum helped you decide Ash, we've all had these letters and we all deal with them in our own way, if you feel you're in the right debt solution then that's all that matters. I'm happy with my IVA and the way things are working for me so if they write...

[8D][quote] Originally posted by ginger3232 Hi Ash - Looked at their website (if its he right one - they seem to be offering all the services ie. IVA /Bankruptcy/DMP If this is the case you made the right decision - how unprofessional of any company to use the Register to gleam details of people in ...

[:D] Hi there Ginger3232 to find out who the company is see my post, all the best ash4[your answer[8D]] Originally posted by ginger3232 Ash4 - would you be prepared to name the company on here - as this can help other people in the IVA situation. By google searching the name of the company ofter it...

[:D] Hi there Ginger3232 to find out who the company is see my post, all the besy ash4[your answer[8D]] Originally posted by ginger3232 Ash4 - would you be prepared to name the company on here - as this can help other people in the IVA situation. By google searching the name of the company ofter it ...

[8D]Small outlay, large return: Go to charity shops buy old things, then boot sales, by old things again and sell them on ebay, it is a very good way of making extra cash in your spare time, and who knows you may be the next ebay millionaire, also top tip sell internationally and have a paypal accou...

[:D][^]Thank you all very much for your sound advice. I phoned the company this morning, and said that I will not be going ahead any further, as I have researched all the relevant information, and their option of bankruptcy is not the right option or advice for me in my current situation, I had seen...

I have an existing IVA for 1yr so far with 4 yrs to go, a company has contacted me saying that they got my name and address from the insolvency register, I did not know that an IVA is a watered down bankruptcy, and means the same to creditors, I was not told when I took out the IVA that I would be p...