Per previous comments, my iva failed some months ago, and since then I have heard nothing from bancruptcy from any of my creditors, because at the minute Iam no longer in a iva or pending bancruptcy, what would be the implications of selling my house,bearing in mind none of the debt was borrowed aga...

Hi I roughly owe 50,000 and would only able to pay 200pounds a month in total to all my creditors.

Andy if Iarranged payments with my creditors with no interest added is this then known as a dmp.

Hi Andy,there would be no way made I would able to pay the settlement values or I would not be in this position in the first place, if I arranged to pay my creditors would they always waver the interest, one of the reasons I originally got into debt was a gambling addiction which I am pleased to say...

I we are in the same situation as yourselves, we stopped paying our iva and where told if we did not bancrupt ourselves then one of the creditors who we owe money to would proceed with this, eight months down the line I have heard nothing of bancruptcy from anyone.If you do not have any equity in yo...

Hi roughly 15,000 in equity in the house and 50,000 in debt.

I was initially in one, is this not the same as a iva, Idon't feel many companies would touch me now, with my failed iva.

Hi, I failed my iva approx 8 months ago and have only received 1 contact from my creditors, I realise that this is because they will be gaining interest with this.I am at a loss now because I have heard that my only option now would be bancruptcy, I am scared to do this because bancruptcy would inev...