I thought the coop were just buying certain high street branches off of LLoyds. So should not affect anyone's bank accounts.

Hi Paul

You might be able to get your partners Parents to write a letter to your IP firm staiting how much you pay them to cover rent and Utilities.

Good luck
Rob

I think the big Problem that the big companies are having is a lack of communication. There seems to be a lack of communication between departments within the companies which is then exacerbated by the lack of communication between them and the client. We as clients are happy with the fact that it c...

Just Keep on asking them for an update as to when you will recieve your completion.

I only had to speak to my IP at the end of My IVA last year. I got fed up of calling the call center being promised that the issue would be raised with My IP and they would be in contact with me. My Ip did not respond to me until I emailed them directly. By emailing the IP I got an answer to my ques...

I think with a lot of the bigger firms its Fighting your way through the customer services call centre staff that frightens most people.

Having completed 6 years it is in no ones interest for anything to go wrong. Once you have made your paymnet this month ask your IP for an update.

Before My IVA I was unable to get high street credit because of my credit record. (Missed and late payments) Now that it is 6 years since my IVA was accepted all these late and missed payments are falling off my record. Yes my creditors can keep their record on my accounts for another 6 years for ta...

As Kallis3 said write to the data controller asking them to correct the default date and to mark that the account is now satified

Use this site to have a rant and let off steam.

Hi Sammy Even though my IVA is now complete I still remember feeling like you at the start. I would say don't pay any of your loans or overdraft payments save the money for any emergencies that come up over the next 5-6 year. As for the phone calls just tell them that you are entering into an IVA an...

One thing I would suggest is that you keep a log of these calls if it goes to court you will then have the evidence of the harassment to add to the fact that they are in breach of your court order.

I would email Your IP at RSM Tenon direct and ask why they have stopped closing IVAs due to VAT again as they used that excuse for keeping mine open from May to september. After an email to my IP I was told that the VAT department had told my IP that they could start closing cases again. That was ba...

I think it's a term used in the banking industry.

Yes you should write to your creditors asking them to correct the data they have recorded against you. correcting Default dates to the date IVA accepted.