Thanks again guys, spoke to DFD and of course you were quite correct, bin it lol. I also spoke with natwest and they said they had yet to hear from DFD but had put a marker on my old account so I should not receive any more letters.

Job Done. 3 payments made and 57 to go

Thanks for the reply Should I do anything though ? The Letter is quite strong and is threatening legal action etc etc If I don't take action within 28 days. I know now I am in an IVA this is not possible but should I just bin the letter or phone Natwest ?. I really don't fancy having a debt collecto...

Hi there, 1st time poster and a bit worried :( I started my IVA on June 15th of this year, All contact with my creditors has stopped besides NATWEST, I have just returned home from work to find I have been sent a default notice from NATWEST in regards to my overdraft. The overdraft was included in m...