Search found 235 matches

Search found 235 matches Page 1 of 16
by olydak
Tue Aug 25, 2015 2:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Keeping paperwork
Replies: 4
Views: 2141

My iva finished three years ago, how long do i need to keep all the paper generated whilst in the iva
by olydak
Mon Dec 22, 2014 1:47 am
Forum: friends corner
Topic: New card with previous creditor?
Replies: 13
Views: 6045

I don't understand why anyone would apply for a credit card after going through an iva i finnished mine in 11 and got my cc in 12, i wont even have a currant account, it even seems odd to me to be able to use any atm as announced by my bank a couple of weeks go, as since 06 i have only been able to ...
by olydak
Thu Apr 10, 2014 5:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finally
Replies: 14
Views: 3469

Congratulations Foggy
by olydak
Tue Oct 08, 2013 9:21 am
Forum: Ask IVA Forum and Industry experts
Topic: Melanie Giles Insolvency Practitioner of the year
Replies: 71
Views: 8816

A trully well deserved accolade, Congratulations Melanie.
by olydak
Thu Oct 03, 2013 3:58 am
Forum: Ask IVA Forum and Industry experts
Topic: Completed IVA with GT only to be told PPI paperwork sent 2 years ago has been lost.
Replies: 5
Views: 1193

Moneybox program suggested claims company's shouldn't be used, that it is easy to make a claim yourself and is quicker to do than relying on them to do it.
by olydak
Sun Aug 19, 2012 1:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Vanquis card in IVA?
Replies: 11
Views: 1863

You can only have a credit card once you receive your completion certificate. I thinking once i made the last payment could have a Vanquis card, i applied and received one with a £750 limit, then found out GT would fail my iva as i was in breach, so i imediately cancelled it and cut it up. If anyone...
by olydak
Sat Aug 18, 2012 2:40 am
Forum: Ask IVA Forum and Industry experts
Topic: Allowable medical expenses?
Replies: 18
Views: 2976

llamedos check to see if you are receiving certain medication which allows you an exemption certificate, i was able to get a partial refund of £38 off my prepayent certificate when i started taking a new medication which now allows me the exhemption certificate for all prescriptions Regards David.
by olydak
Fri Aug 17, 2012 3:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: is mealnie giles slipping ? far from it
Replies: 22
Views: 3167

I wish i had discovered this forum when i started my iva or that when i did discover the forum that i could have changed my iva provider to Melanie Giles firm, i like many others have learnt more from reading her posts than anything i ever received from my own provider, Melanie is one of the nicest ...
by olydak
Sun Aug 05, 2012 6:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register
Replies: 14
Views: 2518

Hi stormsylv, Thankyou for the reply i signed up with Noddle and all is well, everything is green, the score is very low at 1/5 should improve over time. Its a strange feeling that everything is finally over, its like,what happens now? Suppose it'll take a while to sink in.

Regards David.
by olydak
Sun Aug 05, 2012 1:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register
Replies: 14
Views: 2518

Hi i was with GT i received my completion letter on June 12th, i checked the IR on Monday the 18th and was gone.

How long does it take to drop off the CRA's, i reached the 6 year anniversary on the 2nd August.

Regards David.
by olydak
Sun Aug 05, 2012 1:50 am
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register
Replies: 14
Views: 2518

Hi i was with GT i received my completion letter on June 12th, i checked the IR on Monday the 18th and was gone.

How long does it take to drop off the CRA's, i reached the 6 year anniversary on the 2nd August.

Regards David.
by olydak
Mon Jul 30, 2012 12:37 pm
Forum: friends corner
Topic: Frugal Friends Summer BBQ - 2012
Replies: 9
Views: 2213

Great night we were made to feel right at home straightaway, was good to meet everyone our hosts laid on a banqet fit for a king, we had a choice of curries,one in particular was a very tasty hot curry it was so flavoursome as good or better than curries sold at our local Blue Chilly takeaway. We ho...
by olydak
Mon Jul 30, 2012 11:30 am
Forum: Ask IVA Forum and Industry experts
Topic: EIC Letter FAO Karol @ GT
Replies: 23
Views: 3656

After a 9 month wait i received my completion certificate in June, this morning i received a letter from Grant Thornton dated 19th July asking to respond within 10 days as it is more than 10 days old i guess they may have started the claim process, what i'm concerned about, is my completion certific...
by olydak
Mon Jul 30, 2012 10:47 am
Forum: Ask IVA Forum and Industry experts
Topic: EIC Letter FAO Karol @ GT
Replies: 23
Views: 3656

After a 9 month wait i received my completion certificate in June, this morning i received a letter from Grant Thornton dated 19th July asking to respond within 10 days as it is more than 10 days old i guess they may have started the claim process, what i'm concerned about, is my completion certific...
by olydak
Tue Jul 10, 2012 2:54 am
Forum: friends corner
Topic: Frugal Friends
Replies: 33
Views: 4445

I/we really enjoyed meeting everyone at FF, before hand though, i was a little unsure about meeting up with everyone. Once there we were made to feel right at home, from the word go, it really was a wonderfull experience to be part of the summer do, honestly just like being a part of one big happy f...
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