Debt again, well yes as with the help of my wife we will need to borrow the required funds of approx.£10k, thanks for your support and interest in my problem, its good to talk...Richard.M

Andy, although they have not asked me to re-mortgage the suggestion is there, it seems they do not care where the money comes from, bit of a vicious circle really after all this time. Originally another member of the company I am dealing with told me in a meeting to discuss this IVA in January 2005 ...

Andy, thanks for replying, my IP tells me that because of the equity clause written into the original IVA they have had to tread softly and negotiate a settlement now in the region of £10k, all this after completing 60 monthly payments in October 2004, I feel like I have been taken for a ride...rich...

I finished my IVA term of 60 monthly payments in October 2004, how long can this go on for until i am dis-charged, I am told that my IP has been in negotiations all this time with my creditors as there is the question of my home (equity)which was written into the oruginal agreement. Is there not som...