15% reduction, you must have a good IP. I never had a reduction despite having a 25% pay cut in year 3 (I ended up borrowing from family to meet the shortfall).

Thanks Kelly

Thanks for the reply.
They say 'disbursements are currently being made to your creditors. Unfortunately, the timescales involved is purely down to the Creditors themselves'.
I will ask what disbursements they are referring to. My understanding is the final meeting was held in November.

Hi All, Been a heavy browser on the site, but not really posted here. Finally made my last payment in October 2012. I'm with PP and been chasing my completion certificate, I'm being told they are unable to give a timescale as they are waiting for the disbursements to be distributed to the creditors,...

Thanks for the response, I'm with Payplan. I'll check the terms to the length.

Just felt they were being difficult, as you say by the time the f/f is sorted may as well let it run it's course.

Thanks again.

Hi All, I have been a reader of the forum for a while now, but this is my first post. Me and my partner entered IVAs 5 years ago. It was extended to 6 years as we were unable to release the equity needed. At our last review I informed my IP that my partner had been made redundant (still not working)...