Lisa, GT are not going to bankrupt me, it says in the letter sent to creditors that they are free to pursue bankruptcy if they wish. They also said not to contact them as they are no longer responsible which was nice to hear. I think land and property services might bankrupt me though as they have b...

Yes Michael, think I will just wait on them to
Do it, I'd say it will be dinner rather than later

Thanks guys x

So I finally received my notice of termination in the post from GT yesterday, having stopped paying into my IVA 8 months ago. Basically since my IVA was approved 3 years ago, I have received bills for what now currently stands at £44k for business rates in a property that I left 4 years ago, as the ...

Hi, does anyone know is the high court in Northern Ireland closed over summer? I am filing for bankruptcy but need to know can I do it next month or will it be September before I can do it?

Thank you Andy and Foggy. I'll give them a ring on Monday and see what I can find out

So basically they are saying they are not taking any action at the minute because I owe money to others apart from creditor petitioning?

hi everyone, I'm wondering can anyone shed some light on a letter I've received today from the enforcement of judgements office. It's a notice of intention to stay enforcement. It says 'take notice that it appears to the EJO that enforcement of judgement in the above matter ought to be stayed on the...

Yes that makes sense Michael thanks. Don't fancy having to go bankrupt every year for next 5 years lol

Michael do you know if I petitin bankruotcy and I include the business lease in it, will I be absolved for the rates for the next 5 years, I mean would they be included in the bankruotcy even if the order only lasts a year? How can I find this out?

Well that meeting was completely painless!! The lady was very nice and understanding and said that land and property services can do nothing until the IVA fails, and even then they would not petition for bankruptcy. So looks like I will be self petitioning once I get certificate of closure in.

Thanks everyone I'll let you know how I get on x

Hi all. Well I have a meeting with an enforcement of judgements officer tomorrow at my local courthouse. I am being asked to pay business rates on an empty retail unit as the lease had not finished when I left ( now stands at approx £38k). I'm so completely terrified, I've stopped paying my iva as I...

Thanks, it's very confusing and not what she was told at her interview with the OR. she hadn't been able to get hold of him yet, but hopefully this is just a case of information not being passed down

Hi everyone, hoping you can help. My friend has a failed iva and was made bankrupt October 2013. She has been told my land and property services this morning that she is still liable for business rates on a empty retail property we had as the lease has not run out yet and they said the bankruptcy on...