Is there another alternative to an IVA, That isn't a consolodation loan and to affoid bankrupcy?

I have a few questions I am currently in an IVA at present and all is goin well, as i live at home with my parents, would my IVA allow me to move out of my home and rent accommodation if i need to due to the nature of my job. Also upon passing my driving test , if my parents have bought me a vehicle...