font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles A dog's breakfast springs to mind here - and your IP should not have allowed this to be accepted without considering how it was going to be funded and discussing that with you are the time...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by herbekj Are KPMG still the owner of the debt or has it been sold on? Still think the first thing to do is go for variation to remove this ASAP and then take it from there. Pretty sure the IP firm will ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles Why on earth has it taken them this long to realise this! And were you aware that you agreed to a minimum dividend return far greater than had been offered? How did your IP, the creditors ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by 12 months to go Good afternoon pufa Hopefully as your IVA co have acknowledged ? That they have overlooked this until now, they will be accommodating and very helpful in getting this resolved Which IVA...

I have received a call from my IVA company that i please need some help with. We have 3 more monthly contibutions to make before our 5 year term is up, and our IVA company has contacted to explain there is a problem they have just noticed that needs to have a variation submitted. Basically one of ou...

Admiral, and Elephant gave competative prices until you try and buy on a monthly payment plan, then they credit checked and would only offer on a one off payment.. NO direct debit...

As Said Santander were good

Steve

Really bizzare, however by chance went for a quote from Santander our biggest creditor in our IVA, and guess what they were £500 cheaper than everyone including monthly payment intrest.. Happy days thanks everyone.

Steve

I am just about to start my fourth year of our IVA, and have come across a problem with my car insurance,, i pay monthly and have found the price goes up some £200 pounds due to my credit score.. some will not even do monthly payments.. can anyone recommend an IVA friendly insurer ??

thanks for the kind words peeps,,,

This forum is one of the only things that kept me going the last few months,, many thanks to the people who devote spare time to support people in times of hardship and stress

WELL DONE GUYS>> !!!

IVA excepted with only minor modifications.... What a relief

Our Iva was excepted with only minor modifications,, what a relief, ,meeting was at 3pm and the outcome known at 3.30,, finally there is light at the end of the tunnel...


Steve.

My Creditors meeting is in 5 hours time wish me luck ....
meeting is set of 3pm
Sure my IP already knows if it is going through, the pain of waiting, i hardly slept a wink last night !.

We had a problem with our first IP as they were including non guaranteed overtime in their calculations and basically said we were earning to much money to do an IVA (was at that point doing 80 hours per week) so we changed IP after approx 3 months, so the delay was caused by the IP outfit we first ...

Getting nervous now,, only 7 days to go until creditors meeting,, hopefully things are excepted with minimal alterations,it reminds me of when I was waiting for my driving test,
Still in 7 days all being well I might finally see the light at the end of the tunnel...

Steve

After some now 7 months we finally have a provisional date for our creditors meeting subject to Royal Mail getting our proposal back to our IP by Monday next week,,

At last is seems like someone has changed the light bulb at the end of that ever so long tunnel,, its been blown for a while now !!