Search found 775 matches

Search found 775 matches Page 1 of 52
by kev59
Sun Sep 10, 2017 6:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Credit after IVA
Replies: 10
Views: 1170

hope all go well. but should you get a no try Zuto,, got a car though them after getting my cc but iva sill on c/r
by kev59
Fri Aug 05, 2016 5:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: THE GREAT IVA SWINDLE
Replies: 10
Views: 3910

going into my IVA was the best thing i've done. am now debt free, have my live back as I dont just live to work now. can put money away each month. All this with a job that pays a lot less then I can before taking out the iva and I no longer work silly hours.
by kev59
Wed Jul 20, 2016 6:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: If my IVA fails because of using an overdraft, is it possible to start over with different IP ?
Replies: 18
Views: 3320

I had a full natwest a/c when I went into my iva. no o/d. after doing a f&f. so iva sill on file, there wony give me a o/d which is fine. but there have give me a c/card for more then I asked for a o/d for.
always paid off in full each month.
by kev59
Mon Jul 11, 2016 9:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Swift insolvency solutions is asking me for a bank transfer payment. Is this normal ?
Replies: 6
Views: 3039

Is this for you 1st months iva payment,?
or a up front fee?
if its a upfront fee, look for a company that dones not ask for any upfront fee.
by kev59
Tue May 24, 2016 8:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: Will I be able to live in London at a considerably increased rent ?
Replies: 6
Views: 2077

good luck in finding a flat any where near London for £500 a month. as other have said you will need to talk with your ip
by kev59
Tue May 03, 2016 6:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Agreement to sign, post IVA
Replies: 12
Views: 3746

Signed mine got my cc. if there is any ppi they are welcome to it. its in the past with all my old money worrys.
by kev59
Tue Apr 12, 2016 6:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: COMPLETION CERTIFICATE
Replies: 9
Views: 2672

well done. you will be read it for weeks if not months. I know I did.
by kev59
Sat Feb 27, 2016 5:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Worried that all my equity will be taken leaving me homeless and unable to mortgage
Replies: 5
Views: 2372

had to sell my house dueing my iva after losing my job. and would have had to go BR.
After talking things over with my ip. I made a F&F offer from the sale of my home of payments per month x months left. this left enough over to start again.
by kev59
Sun Feb 21, 2016 12:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: it worth it
Replies: 5
Views: 2320

To any one thinking there IVA is hard, it is worth it.
If it was not for my IVA,
I could not have help my sons out this month to get his car insured or the other one with the deposit to rent a house.
Yes the boys missed out on some thing during the IVA but it was worth it.
by kev59
Sun Feb 14, 2016 8:42 am
Forum: Ask IVA Forum and Industry experts
Topic: Do natwest credit check to open savings account ?
Replies: 8
Views: 2526

I have a Natwest ac open before going into my iva, after my f&f and with the iva sill on file. have open a saving ac and got a c/card. which is always paid off each month
by kev59
Tue Jan 26, 2016 5:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: My husband is currently considering an IVA vs a DMP of 40 years
Replies: 13
Views: 3163

The one thing you must not do is nothing. I looked into a dmp 2 years before I went for a iva. Was put of a dmp owing to the number of years it would take to pay off. So done nothing thinking I could work it out on my own. 2 years later I was in more debt and went into a iva, For me it was the best ...
by kev59
Tue Jan 26, 2016 5:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Clearing up credit files
Replies: 8
Views: 2714

I had to write to Santander, as the date they had was after my iva started. There put this right away and will now drop of in December this year.
by kev59
Sat Jan 23, 2016 11:16 am
Forum: Ask IVA Forum and Industry experts
Topic: I would like a small overdraft to stop me incurring bank charges
Replies: 7
Views: 2554

you would be lucky to get a overdraft when in your iva. I have paid off my iva, but sill cant have a overdraft from the bank.
which makes my laugh as they give me a c/card which is paid off in full in each month.
by kev59
Sat Jan 23, 2016 11:10 am
Forum: Ask IVA Forum and Industry experts
Topic: Can I sell my property to pay off my IVA ?
Replies: 4
Views: 2093

After losing my job, I could not keep up iva payments and working with my IP.
My house was sold to pay off the IVA. with enouth left to restart my renting a flat. which I had to pay 6 months rent upfront.
by kev59
Sat Jan 02, 2016 4:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Why have I received a notice of arrears ?
Replies: 4
Views: 2100

had one when in my iva, was told my them there send one out each as I was sill in debt to them till my iva was over.
But I had nothing to pay to them.
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