Thanks for your replies. Yes they had the wage slips and the expenditure forms, but I only ever received letters after the first review and the fourth review, nothing was received for year 2 and 3 which is the problem years. I will ask them for a copy of the annual reports if they have them. They me...

OK an update. Spoke to Money plus last night, and they advised that the figures they used was because they had not received my forms for those years, although they confirmed that they had my wage slips which I sent in the same email. I re sent the emails to them and they advised they would go back a...

Hi thanks for the replies. I have all the evidence including copies of the emails I sent and all the I&E forms. The Bonus I get is a yearly bonus and they are aware that I get this each year in July. I am going through their figures with a fine tooth comb as things like Council Tax have not been upd...

I finally got details of how the extra money is made up. However the income figures on the spreadsheet do not relate to the figures I put on the yearly expenditure form. They are a lot less, therefore when the calculations have been done against my actual earnings there is a large difference,even th...

Hi Lisa, Thanks for this and it is very useful. I have already started the complaint process. The only variations are the £300 I have already mentioned and there was £1700 extra in year on. however I had already spoken to them about this and my car had blown up and they agreed that this could be off...

Hi Lisa, Thanks for your reply. There are no missed contributions as payments have been made ever month. There is about £300 owing from the first year as Money Plus took over the Debt People and there was a change in payment dates. However it was agreed previously that I would pay this at the end. I...

I am coming to the end of my IVA with the last payment being on the 1st August 2016. We are in rented accommodation so no chance of releasing equity. Our IVA Company MoneyPlus Group has now decided that we actually owe over £9,000. They advised this last September. I disputed this and was told that...

Hi All and just a query, We are in our finale year of our IVA and I have advised Money Plus that we no longer get family allowance for our youngest, who is 17 years of age an is no longer in full time education. She is still very much dependent on us as she only has a part time job and does a few ho...

Hi Michael,

many thanks for this, I will start keeping the receipts going forward.

I am coming up to my second review and am expecting my monthly payments to increase(my wife had a salary increase recently) although they are high at the moment and I am paying £817 per month. I am using a lot of Petrol at the moment as my Mother In Law is ill and she lives in Southampton and we are...

Thanks for all the answers and that's what we are holding out for but the end seems a long way off as we are only into the 2nd year.

Hi Sponge,

She works for the local council so I am sure that there is a pension scheme.

Why do you ask?

Hi Foggy,

Thanks for the quick response,

I think there is the 50% clause in the IVA so as you say we should be able to keep half.

Once the salary increase is confirmed I will contact my IP and see what they do, hopefully it will wait until tne next review in June. Fingers crossed.

My wife has just passed an exam and as a result her job title may be changing which could mean a heft pay rise (app £9,000 per annum) We are currently paying £817 per month into our IVA and we are in our second year. If she gets this payrise are our payments going to ris to above £1,000 per month...